Across the entire Consumer Credit Risk Life Cycle, we provide a range of Application, Behavioral, Collection, Marketing and Regulatory Basel scorecard/model development and validation capabilities.

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Decisioning platforms

We offer decisioning platforms (encompassing the key application areas of originations, customer/portfolio management, collections and fraud) designed to address the requirements for end to end Consumer Credit Risk Life Cycle Management.

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Collections and Recoveries

Addressing the complete C&R; cycle from pre-delinquent to mid-arrears to late arrears to recoveries, the solution includes functionalities for Fraud monitoring, Legal enforcement, Insolvency monitoring and interactions with collections agencies.

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Loan Origination systems

Servicing Consumer/Retail and Corporates & Commercial clients, these solutions address the critical functions of Application Verification & Monitoring, Automated Decisioning, Pre-qualification, Multi-channel origination, Task assignment, Document generation, Credit scoring, Pricing, Rate Quotes and Reporting (Management & Operational).

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Providing clients with an end to end solution for their decisioning needs, we aim to offer our clients with the most cost efficient solutions to cater to their credit life cycle risk management needs.

Note:  ASF (Advantage Software Factory), Capone C&R and Scorto are all trademarks of the respective organizations. All relevant intellectual property rights pertaining to their respective solutions belong to these organizations and are copyrighted.